Disability Insurance

What is Disability Insurance?

Its insurance that guarantees you receive a tax-free monthly income if you are unable to work because of an illness or accident.

Disability insurance chiropractor

How does it work?

  • The amount you are eligible for is based on your annual income.
  • If you are unable to work, the monthly payout you receive is tax-free.
  • You can choose if you want your payout to last for 2 years, 5 years or to age 65.
  • A return of premium is available where you receive half of your premiums back if you do not make a claim.

Why would you need disability insurance?

  • What would happen to you financially if you were unable to work?
  • Do you have a family relying on your monthly income?
  • Do you have a mortgage and need to ensure it is paid for every month?

Have you thought about protecting your health?

Critical Illness insurance

Protecting yourself against dozens of major health issues.