Legal Disclaimer
Your access and use of (the “Website”) is conditional on your acceptance of the following terms and conditions. If you do not agree with these terms and conditions, please do not access this website.

Terms and Conditions

Legal Advice
The information on this website is for general informational and educational purposes only. Please speak to a professional before implementing any of the strategies, advice or anything else on this website. Doing so without seeking the advice of a professional insurance advisor constitutes a misuse of the information.

Under no circumstance shall Michael Dutra Estate Planning & Insurance have any liability to you for any loss or damage of any kind incurred as a result of the reliance on any information provided on this website. Accordingly, before taking any actions based upon such information, you are encouraged to consult with a professional insurance advisor who is licensed in Ontario. The use or reliance of any information contained on this website is solely at your own risk.

Any use of the ChatGPT search feature is for general purposes only. No information given from ChatGPT is to be used for any legal, tax, financial or any other advice nor should it be acted upon without seeking the appropriate professional advice. 

Copyright and Trademark
This website including all source code, databases, design, functionality, graphics, text and videos, and the expression of the information contained herein, whether as a compilation or otherwise (collectively, the “Content”) is owned or licensed by Michael Dutra Estate Planning & Insurance and is protected by all relevant Canadian and International copyright and trademark laws.

The content, in whole or in part, may not be reproduced, copied, aggregated, posted, publicly displayed, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any purpose whatsoever, without the express prior written permission of Michael Dutra Estate Planning & Insurance.

Any information you disclose or submit to Michael Dutra Estate Planning & Insurance through this website is private and confidential. Michael Dutra Estate Planning & Insurance will not share such information with any third parties.

Michael Dutra Estate Planning & Insurance may update this website, including this legal disclaimer at any time at his sole discretion without written notice to users. The updates are effective immediately upon publishing them to this website.